If you are currently enrolled in the Hospital Indemnity plan and have any type of hospitalization due to COVID-19, you are eligible to file a claim for the Hospital Indemnity benefit. Pandemics are not an exclusion.
These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.
|Outline of Coverage|
1 Hospital does not include certain facilities such as nursing homes, convalescent care or extended care facilities. See your Disclosure Statement or Outline of Coverage/Disclosure Document for full details.
2 There is a pre-existing exclusion for covered sicknesses. See your Disclosure Statement or Outline of Coverage/Disclosure Document for full details.
What is Hospital Indemnity Insurance?
Hospital Indemnity Insurance pays a daily benefit if you have a covered stay in a hospital, critical care unit or rehabilitation facility. The benefit amount is determined based on the type of facility and the number of days you stay. Hospital Indemnity Insurance is a limited benefit policy. It is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.
Features of Hospital Indemnity Insurance include:
How can Hospital Indemnity Insurance help?
Below are a few examples of how your Hospital Indemnity Insurance benefit could be used (coverage amounts may vary):
Who is eligible for Hospital Indemnity Insurance?
Coverage for Domestic Partners, civil union partners and reciprocal beneficiaries varies by state. Please contact MetLife for more information.
3 Eligibility for portability through the Continuation of Insurance with the Premium Payment provision may be subject to certain eligibility requirements and limitations. For more information, contact your MetLife representative.
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